Do I need Qualitop certification for Innova?

Yes, most supplementary insurances from Innova require that your gym is Qualitop or Qualicert certified. With the KillBill check, you can find out which studios in your area are recognized.

Does Innova also pay for Crossfit / Yoga?

That depends on the package. Many supplementary insurances also cover alternative sports such as Crossfit, Yoga or Pilates, as long as the studio is certified. Check the details in the product table above.

When does Innova transfer the money?

Payment is usually made within 10 working days after submission of the receipt. If you have questions, you can contact Innova customer service directly.

Is it worth switching from Innova to SWICA?

That depends on your situation. SWICA offers the highest contributions for fitness with up to CHF 1,300. Use primai.ch to compare premiums and find the best insurance for you.

Which Swiss health insurer pays the most for a gym membership?

The 2026 leader is Swica with up to CHF 1,300 per year (Completa Praeventa + Optima), followed by Helsana with up to CHF 1,000 and CSS, Sanitas, Visana and Groupe Mutuel with up to CHF 800. Innova pays up to CHF 250 toward your gym membership depending on your supplementary plan. The right supplementary insurance is what decides it — exactly what we check in the free consultation.

Can I also save on premiums when switching health insurance?

Yes — often several hundred francs per year. Basic insurance benefits are identical at every insurer by law, but premiums differ massively. In the free consultation we compare your premium, optimize deductible and model (e.g. family doctor or telmed) and combine that with the maximum gym contribution from supplementary insurance.

Until when can I switch my health insurance?

You can cancel basic insurance for the end of the year until 30 November. Supplementary plans usually have a 3-month notice period, i.e. cancellation by 30 September. Important: only cancel a supplementary plan once the new insurer has confirmed your acceptance. We check your deadlines and handle the paperwork.

What do I get from KillBill's free consultation?

In a 15-minute video call: maximum gym contribution (up to CHF 1,300), a neutral premium check of basic and supplementary insurance, clarity on your cancellation deadlines and full paperwork handling — plus 1 month of Fitpass for free. Independent, free and non-binding.

Does Innova pay for your gym membership?

The complete guide to sports funding, contributions and limits 2026.

Maximum contribution

up to CHF 250.-

Required product

Basic

KillBill Rating

⭐⭐⭐⭐ 3.5/5

How much does Innova pay for the gym? (The table)

Insurance Package	Coverage	Max. Contribution	Status
Basic	75%	CHF 250.-	Basic

Innova distinguishes between different supplementary insurances. Depending on the package, coverage varies between CHF 250 and CHF 250 per year.

Switching season

Innova not paying enough? Now is the best time to switch.

Every autumn insurers publish next year's premiums — and you can cancel: basic insurance until 30 November, many supplementary plans by 30 September. That makes right now the moment for a double check: with Innova up to CHF 250 of gym contribution is on the table. Other insurers pay up to CHF 1,300 — and a premium comparison often frees up several hundred francs on top.

What the free consultation gets you:

Up to CHF 1,300 gym contributionWe find the insurer + supplementary plan that pays the most toward your training.
Lower premiumsSame coverage, lower price: we compare basic and supplementary insurance neutrally.
Deadlines handledCancellation deadlines (30 Sep / 30 Nov), transitions, no double coverage — we watch it all.
Zero paperworkCancellation letter, application, health questions: we handle the bureaucracy.
1 month Fitpass freeOn top: one month of free training in 1,300+ gyms.

100% free · independent · no obligation · 15 min video call · Booked in 30 seconds

All switching deadlines in detail

Innova & fitness: up to CHF 250

With Basic, Innova reimburses 75% up to CHF 250 per year. A medical recommendation and Fitness-Guide certification are sometimes required.

Example: membership CHF 350, Basic (75% up to CHF 250) → CHF 250 back (cap). As of 2026.

Is Innova the best choice for athletes?

DATA

ANALYSIS

ACTIVATION

KILL THE GYM BILL

Where do you train?

I don't have a gym (yet)

Your Health Insurance

Do you have supplementary insurance?

YES

Bonus paid after verification.

Do you only want to compare basic insurance or do you need a cancellation template? Go to primai.ch here

How to submit your receipt to Innova

Request receipt

Get the confirmation of your gym membership directly at the studio or download it from the member portal.

Upload

Upload the receipt in the Innova app or send it by email to customer service.

Payout

Payment is usually made within 10 days directly to your account.

Important: Qualitop & QualiCert Certification

What is it?

Qualitop and QualiCert are the quality standards for fitness centers in Switzerland. Most health insurers (such as Helsana, Swica, CSS) require that your gym has one of these quality seals so they can contribute to the costs.

What do I need to watch out for?

Before you take out a membership, ask your fitness studio if it is "Qualitop-certified". Without this certification, many insurers won't pay a cent, even if you have the right supplementary insurance.

All gyms on our homepage are Qualitop or QualiCert certified. Find gym now →

Tip: Large chains like Activ Fitness, PureGym or Kieser Training are usually always certified. For smaller studios, it's worth asking.

All health insurers compared

Insurance	Max. Contribution	Rating
Swica	CHF 1300.-	4.8	Details
Helsana	CHF 1000.-	4.5	Details
CSS	CHF 800.-	4.2	Details
Visana	CHF 800.-	4	Details
Sanitas	CHF 800.-	4	Details
Groupe Mutuel	CHF 800.-	3.8	Details
Concordia	CHF 600.-	3.8	Details
Atupri	CHF 400.-	3.5	Details
ÖKK	CHF 400.-	3.5	Details
Rhenusana	CHF 400.-	3.9	Details
EGK	CHF 360.-	3.8	Details
Sympany	CHF 300.-	3.5	Details
AXA	CHF 300.-	3.7	Details
KPT	CHF 300.-	3.8	Details
SLKK	CHF 300.-	3.6	Details
Glarner	CHF 300.-	3.5	Details
Innova	CHF 250.-	3.5	Details
Sodalis	CHF 200.-	3.4	Details
Sumiswalder	CHF 200.-	3.4	Details

Last verified: June 2026. Contribution figures are based on Innova's publicly available supplementary-insurance (VVG/LCA) product information and may change – please verify directly with the insurer before purchase.

Frequently asked questions

Innova fitness contribution 2026: up to CHF 250 for your gym