The complete guide to sports funding, contributions and limits 2026.
| Insurance Package | Coverage | Max. Contribution | Status |
|---|---|---|---|
| Gesundheitskonto Balance | 50% | CHF 250.- | Basic |
| Gesundheitskonto Premium | 50% | CHF 800.- | Very good |
CSS distinguishes between different supplementary insurances. Depending on the package, coverage varies between CHF 250 and CHF 800 per year.
CSS funds your gym membership via the health account (part of the myFlex hospital supplement). The fitness pot reaches up to CHF 500, the whole health account up to CHF 800 per year, reimbursed at 50%.
Example: with a CHF 700 membership and the Premium tier (50% up to CHF 500) you get CHF 350 back.
Important: the headline maximum is the entire health-promotion budget (fitness, nutrition, prevention), not fitness alone. As of 2026.
Do you only want to compare basic insurance or do you need a cancellation template? Go to primai.ch here
Get the confirmation of your gym membership directly at the studio or download it from the member portal.
Upload the receipt in the CSS app or send it by email to customer service.
Payment is usually made within 10 days directly to your account.
Qualitop and QualiCert are the quality standards for fitness centers in Switzerland. Most health insurers (such as Helsana, Swica, CSS) require that your gym has one of these quality seals so they can contribute to the costs.
Before you take out a membership, ask your fitness studio if it is "Qualitop-certified". Without this certification, many insurers won't pay a cent, even if you have the right supplementary insurance.
All gyms on our homepage are Qualitop or QualiCert certified. Find gym now →
Tip: Large chains like Activ Fitness, PureGym or Kieser Training are usually always certified. For smaller studios, it's worth asking.
| Insurance | Max. Contribution | Rating | |
|---|---|---|---|
| Swica | CHF 1300.- | Details | |
| Helsana | CHF 1000.- | Details | |
| CSS | CHF 800.- | Details | |
| Visana | CHF 800.- | Details | |
| Sanitas | CHF 800.- | Details | |
| Groupe Mutuel | CHF 800.- | Details | |
| Concordia | CHF 600.- | Details | |
| Atupri | CHF 400.- | Details | |
| ÖKK | CHF 400.- | Details | |
| Rhenusana | CHF 400.- | Details | |
| EGK | CHF 360.- | Details | |
| Sympany | CHF 300.- | Details | |
| AXA | CHF 300.- | Details | |
| KPT | CHF 300.- | Details | |
| SLKK | CHF 300.- | Details | |
| Glarner | CHF 300.- | Details | |
| Innova | CHF 250.- | Details | |
| Sodalis | CHF 200.- | Details | |
| Sumiswalder | CHF 200.- | Details |
Last verified: June 2026. Contribution figures are based on CSS's publicly available supplementary-insurance (VVG/LCA) product information and may change – please verify directly with the insurer before purchase.