THE BEST INVESTMENTIS THE ONE IN YOURSELF.
""Your sweat. Your money. We claim it back.
1. CHECK
Check Eligibility.
Takes only 30 sec.
2. MATCH
Secure Deal.
We optimize your contract.
3. CASH
Get Paid.
Up to CHF 1'300.-
THE 15-MIN CALL. WHAT HAPPENS:
- →We check live what your insurer pays toward your gym — and whether another one pays more.
- →You get the exact amount for your gym. No theory — your case.
- →If it fits, we set everything up right in the call. If not, we tell you straight.
Free · Video call · No sales pressure. Then your insurer pays.
WHAT DOESYOUR INSURER PAY?
The official fitness contributions of Swiss health insurers — one by one. In the 15-min call we check what's in it for your gym.
SWICA
up to CHF1'300.-/ year
COMPLETA FORTE + PRAEVITA + OPTIMA combined: up to CHF 1'300 at gyms with sauna/pool, otherwise up to CHF 900.
SWICA-recognized gym.
CSS
up to CHF500.-/ year
Health account (with myFlex hospital insurance): 50% of subscription costs — Economy up to CHF 150, Balance up to CHF 250, Premium up to CHF 500.
Qualitop, Fitness-Guide or Fit[Safe] certified gym.
Atupri
up to CHF500.-/ year
Intense: 75% up to CHF 500. Mivita Reala & Basic: up to CHF 200.
Subscription of 3+ months — no certification required.
Groupe Mutuel
up to CHF500.-/ year
Premium: 50% of your gym subscription, up to CHF 500 per year.
Gym recognized by Groupe Mutuel.
Helsana
up to CHF400.-/ year
COMPLETA or SANA: 75% up to CHF 200 — COMPLETA PLUS adds up to another CHF 200 on top.
Helsana-recognized gym.
Sanitas
up to CHF400.-/ year
Vital Premium: 80% up to CHF 400. Vital Smart: 50% up to CHF 200–300.
Qualitop/QualiCert/Fitnessguide gym, subscription of 3+ months.
Visana
up to CHF350.-/ year
Fitness voucher: CHF 200 for an annual subscription + further vouchers — up to CHF 350 per year in total.
With Ambulant/Basic supplementary insurance, submitted via myVisana.
Concordia
up to CHF200.-/ year
NATURA/NATURAplus: 50% up to CHF 200 for the gym — up to CHF 500 total for health promotion.
Gym recognized by Concordia.
Your insurer pays less? That's exactly what the call is for: we find the insurer that pays the most for your gym — and set everything up for you.
As of August 2026, official insurer information, without guarantee. Product, gym certification and policy conditions apply — we confirm your exact amount in the call.
KillBill is an independent service. There is no partnership with the insurers named here; all brand names belong to their respective owners.
MAXIMUM REBAT
Why accept 200.- when you deserve 1'300.-?
FREE FITPASS
1 month of Fitpass free for your call.
SAMURAI SERVICE
We work for you, not the insurance. 100% Independent.
ATHLETE STATUS
No paperwork. We handle the bureaucracy.
ARE YOU READY?
WHY FREE?
The insurer pays us the standard broker commission when you sign up through us. It costs you nothing — your premium stays the same.
DO I HAVE TO SWITCH INSURERS?
No. First we check what your current insurer pays. You only switch if it pays off — your call.
HOW FAST DO I GET THE MONEY?
Once your supplementary insurance is active, you submit your gym receipt — the insurer transfers your contribution directly.
"No more excuses. Your insurance pays."
Start today. Get stronger. Get healthier.
Frequently Asked Questions
Does my health insurance pay for my gym membership?
Only supplementary insurance covers fitness costs, not basic insurance. Acceptance is not guaranteed and depends on the health assessment (underwriting) and your health declaration. Discuss your individual situation with your advisor in the online meeting.
Why is a meeting necessary?
Because insurance is individual. In the call, we make sure you get the package that pays for your gym - without fine print traps.
How does the switch bonus work?
You get 1 month of Fitpass free for your no-obligation consultation. On top, we gift you 3 months of Fitpass (worth CHF 300.-) if you optimize your insurance and take out a new supplementary policy. Activation happens after the expert call.
Who advises me and how does it work?
All consultations take place exclusively online. You will be supported by FINMA-certified advisors from unterwaldner.com. We are independent and work with most major Swiss health insurers.
Is KillBill free?
Yes, our service is 100% free for you. The insurer pays us the standard broker commission when you take out supplementary insurance through us — your premium stays the same. No hidden costs, no surprises. Discuss all details about your individual situation with your personal advisor in the online meeting.
Which gyms are accepted?
Over 1,300 gyms throughout Switzerland are recognized by health insurers. The exact coverage depends on your chosen supplementary insurance. Use our gym finder to check if your favorite gym is included, and discuss the details with your advisor.
Dein Fitnessabo bezahlt von der Krankenkasse – So funktioniert's in der Schweiz
Wusstest du, dass du in der Schweiz nicht den vollen Preis für dein Fitnesscenter zahlen musst? Im Rahmen der Gesundheitsvorsorge (Prävention) übernehmen die meisten Schweizer Krankenkassen einen erheblichen Teil der Kosten für dein Fitness-Abo. Voraussetzung dafür ist eine entsprechende Zusatzversicherung und ein Fitnessstudio, das offiziell zertifiziert ist. Auf KillBill.ch bringen wir genau das zusammen: Wir zeigen dir, welche Studios zertifiziert sind und wie viel Geld du dir zurückholen kannst.
Welche Krankenkassen zahlen an das Fitnesscenter?
Die finanzielle Unterstützung variiert je nach Versicherer und gewähltem Modell massiv. Während einige Kassen pauschale Beiträge leisten, stechen andere mit enormen Zuschüssen heraus. Die Swica zahlt beispielsweise bis zu 1'300 CHF an dein Fitnessabo. Auch andere grosse Versicherungen wie die Helsana, CSS, Visana, Concordia und Sanitas beteiligen sich grosszügig an deinen Gesundheitskosten. Mit KillBill findest du in wenigen Sekunden heraus, wie hoch dein persönlicher Cashback ausfällt, ohne dich durch komplizierte Versicherungsbedingungen wühlen zu müssen. Wer die passende Zusatzversicherung erst noch wählen oder optimieren möchte, findet bei thatday.ch eine unabhängige Beratung zur Zusatzversicherung.
Über 1'300 Qualitop & Qualicert zertifizierte Studios
Damit die Krankenkasse zahlt, muss das Training bestimmten Qualitätsstandards entsprechen. Deshalb findest du auf unserer Plattform über 1'300 Fitnesscenter aus der ganzen Schweiz – von Zürich und Bern bis nach Basel, Genf und ins Tessin –, die Qualitop oder Qualicert zertifiziert sind. Ausserdem listen wir offizielle Fitpass-Partner. Egal, ob du ein Premium-Gym, ein lokales Studio oder eine 24/7-Kette suchst: Wir helfen dir, das perfekte Gym zu finden und die Rechnung an deine Versicherung weiterzureichen. Trainiere für deine Gesundheit, nicht für die Rechnung.
