Do I need Qualitop certification for Concordia?

Yes, most supplementary insurances from Concordia require that your gym is Qualitop or Qualicert certified. With the KillBill check, you can find out which studios in your area are recognized.

Does Concordia also pay for Crossfit / Yoga?

That depends on the package. Many supplementary insurances also cover alternative sports such as Crossfit, Yoga or Pilates, as long as the studio is certified. Check the details in the product table above.

When does Concordia transfer the money?

Payment is usually made within 10 working days after submission of the receipt. If you have questions, you can contact Concordia customer service directly.

Is it worth switching from Concordia to SWICA?

That depends on your situation. SWICA offers the highest contributions for fitness with up to CHF 1,300. Use primai.ch to compare premiums and find the best insurance for you.

Does Concordia pay for your gym membership?

The complete guide to sports funding, contributions and limits 2026.

Maximum contribution

up to CHF 600.-

Required product

NATURA plus

KillBill Rating

⭐⭐⭐⭐ 3.8/5

How much does Concordia pay for the gym? (The table)

Insurance Package	Coverage	Max. Contribution	Status
NATURA	50%	CHF 200.-	Basic
NATURA plus	75%	CHF 600.-	Good standard

Concordia distinguishes between different supplementary insurances. Depending on the package, coverage varies between CHF 200 and CHF 600 per year.

CONCORDIA & fitness: up to CHF 200 per area

Via NATURA/NATURA PLUS, CONCORDIA reimburses 50% up to CHF 200 per area, with a CHF 500 overall cap. Fitness-Guide certified gyms required.

Example: membership CHF 400, NATURA (50% up to CHF 200) → CHF 200 back. As of 2026.

Is Concordia the best choice for athletes?

DATA

ANALYSIS

ACTIVATION

KILL THE GYM BILL

Where do you train?

I don't have a gym (yet)

Your Health Insurance

Do you have supplementary insurance?

YES

Bonus paid after verification.

Do you only want to compare basic insurance or do you need a cancellation template? Go to primai.ch here

How to submit your receipt to Concordia

Request receipt

Get the confirmation of your gym membership directly at the studio or download it from the member portal.

Upload

Upload the receipt in the Concordia app or send it by email to customer service.

Payout

Payment is usually made within 10 days directly to your account.

Important: Qualitop & QualiCert Certification

What is it?

Qualitop and QualiCert are the quality standards for fitness centers in Switzerland. Most health insurers (such as Helsana, Swica, CSS) require that your gym has one of these quality seals so they can contribute to the costs.

What do I need to watch out for?

Before you take out a membership, ask your fitness studio if it is "Qualitop-certified". Without this certification, many insurers won't pay a cent, even if you have the right supplementary insurance.

All gyms on our homepage are Qualitop or QualiCert certified. Find gym now →

Tip: Large chains like Activ Fitness, PureGym or Kieser Training are usually always certified. For smaller studios, it's worth asking.

All health insurers compared

Insurance	Max. Contribution	Rating
Swica	CHF 1300.-	4.8	Details
Helsana	CHF 1000.-	4.5	Details
CSS	CHF 800.-	4.2	Details
Visana	CHF 800.-	4	Details
Sanitas	CHF 800.-	4	Details
Groupe Mutuel	CHF 800.-	3.8	Details
Concordia	CHF 600.-	3.8	Details
Atupri	CHF 400.-	3.5	Details
ÖKK	CHF 400.-	3.5	Details
Rhenusana	CHF 400.-	3.9	Details
EGK	CHF 360.-	3.8	Details
Sympany	CHF 300.-	3.5	Details
AXA	CHF 300.-	3.7	Details
KPT	CHF 300.-	3.8	Details
SLKK	CHF 300.-	3.6	Details
Glarner	CHF 300.-	3.5	Details
Innova	CHF 250.-	3.5	Details
Sodalis	CHF 200.-	3.4	Details
Sumiswalder	CHF 200.-	3.4	Details

Last verified: June 2026. Contribution figures are based on Concordia's publicly available supplementary-insurance (VVG/LCA) product information and may change – please verify directly with the insurer before purchase.

Frequently asked questions

Does Concordia pay for fitness? | All contributions & rates 2026