The complete guide to sports funding, contributions and limits 2026.
| Insurance Package | Coverage | Max. Contribution | Status |
|---|---|---|---|
| SANA | 75% | CHF 200.- | Basic |
| COMPLETA | 75% | CHF 300.- | Basic |
| COMPLETA EXTRA (Legacy) | 75% | CHF 1000.- | Very good |
For existing customers (Legacy)
COMPLETA (CHF 200.–) + COMPLETA EXTRA (CHF 800.–) = Total CHF 1000
For new customers (current standard)
COMPLETA (CHF 200.–) + COMPLETA PLUS (CHF 200.–) = Total CHF 400
Both supplementary products (COMPLETA EXTRA / COMPLETA PLUS) can only be taken out in combination with COMPLETA, not alone.
In the base supplement (SANA/COMPLETA) Helsana pays about CHF 200 per area. The big contribution of up to CHF 800 requires COMPLETA EXTRA (60% across all areas).
Example: with COMPLETA EXTRA and a CHF 900 membership → 60% = up to CHF 540 (within the CHF 800 overall cap).
Note: new customers sometimes face different terms than existing (legacy) ones. As of 2026.
Do you only want to compare basic insurance or do you need a cancellation template? Go to primai.ch here
Get the confirmation of your gym membership directly at the studio or download it from the member portal.
Upload the receipt in the Helsana app or send it by email to customer service.
Payment is usually made within 10 days directly to your account.
Qualitop and QualiCert are the quality standards for fitness centers in Switzerland. Most health insurers (such as Helsana, Swica, CSS) require that your gym has one of these quality seals so they can contribute to the costs.
Before you take out a membership, ask your fitness studio if it is "Qualitop-certified". Without this certification, many insurers won't pay a cent, even if you have the right supplementary insurance.
All gyms on our homepage are Qualitop or QualiCert certified. Find gym now →
Tip: Large chains like Activ Fitness, PureGym or Kieser Training are usually always certified. For smaller studios, it's worth asking.
| Insurance | Max. Contribution | Rating | |
|---|---|---|---|
| Swica | CHF 1300.- | Details | |
| Helsana | CHF 1000.- | Details | |
| CSS | CHF 800.- | Details | |
| Visana | CHF 800.- | Details | |
| Sanitas | CHF 800.- | Details | |
| Groupe Mutuel | CHF 800.- | Details | |
| Concordia | CHF 600.- | Details | |
| Atupri | CHF 400.- | Details | |
| ÖKK | CHF 400.- | Details | |
| Rhenusana | CHF 400.- | Details | |
| EGK | CHF 360.- | Details | |
| Sympany | CHF 300.- | Details | |
| AXA | CHF 300.- | Details | |
| KPT | CHF 300.- | Details | |
| SLKK | CHF 300.- | Details | |
| Glarner | CHF 300.- | Details | |
| Innova | CHF 250.- | Details | |
| Sodalis | CHF 200.- | Details | |
| Sumiswalder | CHF 200.- | Details |
Last verified: June 2026. Contribution figures are based on Helsana's publicly available supplementary-insurance (VVG/LCA) product information and may change – please verify directly with the insurer before purchase.